Independent, Fee-Only, Fiduciary
I believe transparency is fundamental to a trusting relationship.
That’s why I list my fees right here.
I am never paid any sales commissions, transaction charges, or kickbacks.
A Clear Two-Step Process
Every client relationship begins with understanding their full financial picture and building a comprehensive retirement plan around it.
The 90-Day Flat Fee Engagement
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Implementation + Ongoing Support
Planning & coaching
Portfolio Construction & Management
Beating or timing the market
Picking the top investments
Earning commissions, kickbacks, or transaction charges
Let's talk!
Schedule a short, 15-30 minute phone or Zoom meeting to see if we’re a good fit.
I’ll ask you what led you to schedule the meeting, what your concerns are, what questions you have, and what you’re hoping to accomplish by working together.
FAQs
Yes! I offer in-person meetings in Hawaii and virtual meetings nationwide. This works very well for those living on the East or West Coast who prefer to meet in the late afternoon or evening.
Yes, I am a fiduciary 100% of the time. To learn why hiring a fiduciary is SO important, check out this Investopedia article.
I use a clear two-step process to help clients move from planning to implementation.
The 90-Day Engagement is a defined flat-fee planning engagement designed to answer your most important retirement-planning questions and provide a prioritized course of action.
Implementation & Ongoing Support is an ongoing advisory relationship that includes financial planning, investment management, implementation, and continued guidance as life evolves.
Some clients begin with the 90-Day Roadmap; others are ready to begin directly with Implementation & Ongoing Support..
Masuda Lehrman Wealth is a fee-only, commission-free fiduciary financial planning firm. The only compensation I receive is directly from my clients.
This question can be answered in a couple ways: First, I believe in goals-based strategic asset allocation, which in a nutshell means that your goals and risk tolerance dictate the ratio of aggressive versus conservative investments in your portfolio.
I believe that low-cost passive investing should be the default for most people. Studies have shown that active management, whether that’s individual stock pickers or hedge funds, not only charge higher fees but also consistently underperform their benchmarks long-term.
