For clients who prefer to delegate the ongoing management of their investments, my Full-Service Wealth Management offering provides the same comprehensive planning included in the Flat-Fee engagement — plus continuous implementation, oversight, and proactive refinements.
The goal is simple: to manage your plan so you can focus on living your life, knowing that every financial detail is being cared for with intention and discipline.
Ongoing Maintenance and Refinement
Your financial plan is a living document. I continually monitor and adjust it to keep pace with changes in your goals, markets, and tax laws so that your strategy remains aligned with your vision for retirement.
Consolidation and Organization of Accounts
I’ll help transfer and simplify your investment accounts into a unified structure, making it easier to track progress and ensure consistent oversight.
Personalized Asset Allocation and Structured Portfolio Management
Your portfolio is designed using evidence-based investing principles and implemented through Betterment Advisor Solutions. The result: a disciplined, tax-efficient portfolio tailored to your goals, time horizon, and comfort with risk.
Automated and Manual Rebalancing
Portfolios drift over time — I use both automated and hands-on rebalancing to maintain your target allocation and keep your investments aligned with your plan.
Tax-Smart Investing and Asset Location
Through ongoing tax-loss and tax-gain harvesting, and strategic placement of assets across taxable and tax-advantaged accounts, we work to improve your after-tax returns over time.
Quarterly Portfolio and Risk Reporting
Each quarter, you’ll receive a concise report showing performance, risk metrics, and progress toward your long-term goals — so you always know where you stand.
RMD and QCD Management
I handle the planning and execution of your Required Minimum Distributions (RMDs) and Qualified Charitable Distributions (QCDs), ensuring they’re completed accurately and efficiently.
Cash Flow Coordination
Your accounts are continually reviewed for cash needs, reinvestments, and withdrawals — maintaining liquidity while preserving long-term growth.
Tax-Aware Roth Conversions and Withdrawal Sequencing
Each year, I analyze and execute tax-efficient Roth conversions or withdrawal strategies designed to minimize lifetime taxes and smooth income in retirement.
Behavioral Coaching and Decision Support
Markets can test even the most disciplined investors. I serve as your accountability partner and guide, helping you avoid emotional decisions and stay focused on what truly matters — achieving your financial independence with confidence.
In short, Full-Service Wealth Management means ongoing partnership. I manage the day-to-day complexities of your financial life — so you don’t have to.
Learn about my Flat Fee Limited Engagement
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