Are You Ready for Retirement?
If you’re like many of my clients, you’re probably asking yourself:
“Have we done enough? Will our money really last?”
Meet Emily and Ryan
In their early 60s, Emily and Ryan stand on the brink of retirement, eager to embrace their new chapter together. Emily spent two decades in public service, while Ryan's passion lies in the impactful work of a small non-profit. Their shared dream involves cherishing moments doing what they love, side by side, as they step into this next phase of life.
For years, Emily and Ryan have entrusted their retirement plan to free advisors provided through their employers, but they've never paid for advice. A brief encounter with an advisor during their 40s left them uneasy, as the focus seemed to veer more toward earning commissions than advising what was in their best interest.
Now, as retirement nears, they are determined to give it another shot. They are looking for a financial planner who prioritizes their dreams over profits — someone they can wholeheartedly trust.
Pain Points
Retirement Longevity: How long will our money last once we stop working, and how much can we safely afford to spend each year?
Tax-Efficient Income: What’s the best way to draw income without paying more taxes than we need to? Should we consider Roth conversions?
Social Security Timing: When should we claim Social Security to maximize our benefits?
Risk Management: How do we protect our savings from market downturns, rising healthcare costs, or unexpected events like long-term care needs?
What You Value
Confidence and clarity. You want to know that the work you’ve done over the last 30+ years will support the life you want in retirement.
Transparency. No hidden fees or confusing commissions—just straightforward advice.
A partner who listens. Someone who takes the time to understand your priorities, from leaving a legacy for your family to giving back through charitable causes.
Holistic and comprehensive advice. You don’t want an advisor who only focuses on investments or insurance. You want someone who looks at your entire financial picture—Social Security, tax strategies, healthcare, and estate planning—all working together in one plan.
A Clear Path Forward
Wherever you're starting from, we follow the same five-step retirement planning process, delivered through a two-stage relationship. Stage 1, The 90-Day Retirement Roadmap, is a flat-fee planning engagement covering Steps 1–3. Stage 2, Implementation & Ongoing Wealth Management, puts your plan into action and adapts it as life changes — and the planning fee can be waived when you begin there.
See the Five-Step Process
