Are You Confident Your Retirement Plan Will Last?
Retirement isn’t the finish line—it’s the beginning of a new phase filled with new challenges and decisions.
Meet John and Akiko
Meet John and Akiko. After decades of hard work and careful saving, they’ve been retired for 5 years, fully embracing the freedom they dreamed about. They spend their days traveling to places they love, spoiling their grandchildren, and enjoying the simple moments together without the stress of a 9-to-5 routine. They’re proud of the life they’ve built and the financial foundation that allows them to live life on their own terms.But as the years go by, they’ve started to think beyond the day-to-day enjoyment of retirement. New questions are creeping in—questions they never had to consider while they were working:
Will our savings be enough if one of us needs long-term care, with costs rising every year?
Are we taking the right approach to RMD withdrawals, or are we paying more in taxes than necessary?
How do we ensure we leave a meaningful legacy for our kids and grandkids—while still having enough to live comfortably for the rest of our lives?
Retirement has shifted from simply enjoying what they’ve earned to making sure what they’ve built will last, protect them from future risks, and provide for the next generation.
Pain Points
Managing RMDs and taxes. How do you balance withdrawals with minimizing taxes and avoiding IRMAA surcharges on Medicare?
Protecting your nest egg from healthcare costs. What’s the best strategy to prepare for long-term care without draining your assets?
Leaving a legacy. How do you ensure your wealth passes to your children and grandchildren in the most tax-efficient way?
Market volatility. What happens if markets drop while you’re drawing income? How can you make sure your money lasts as long as you do—no matter what life throws at you?
What You Value
Confidence and clarity. You want to feel secure that your retirement plan can withstand taxes, market shifts, and unexpected health expenses.
Transparency. No sales pitches or hidden fees—just clear, objective advice.
A partner who listens. Someone who takes the time to understand your priorities, like gifting to family or charitable causes.
Holistic and comprehensive advice. You want more than investment management—you want a plan that connects everything: tax strategies, estate planning, healthcare, RMDs, and legacy planning.
